Call reports 2013
FIRST UNITED BANK — 2013
What FIRST UNITED BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,093,959,000 | 1,136,408,000 | 1,129,124,000 | 1,138,774,000 |
| Total loans | 566,056,000 | 623,671,000 | 655,802,000 | 631,219,000 |
| Allowance for loan losses | 8,687,000 | 9,016,000 | 9,272,000 | 9,334,000 |
| Securities available for sale | 364,596,000 | 322,630,000 | 305,253,000 | 321,012,000 |
| Securities held to maturity | 72,038,000 | 94,310,000 | 86,471,000 | 82,218,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 976,418,000 | 928,784,000 | 908,480,000 | 1,003,753,000 |
| Interest-bearing deposits | 757,565,000 | 710,044,000 | 672,228,000 | 741,791,000 |
| Noninterest-bearing deposits | 218,853,000 | 218,740,000 | 236,252,000 | 261,962,000 |
| Equity capital | 111,503,000 | 104,033,000 | 105,735,000 | 107,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 9,320,000 | 18,934,000 | 29,456,000 | 40,177,000 |
| Interest expense | 1,165,000 | 2,249,000 | 3,315,000 | 4,339,000 |
| Net interest income | 8,155,000 | 16,685,000 | 26,141,000 | 35,838,000 |
| Noninterest income | 1,906,000 | 3,792,000 | 6,202,000 | 7,884,000 |
| Noninterest expense | 6,713,000 | 13,362,000 | 19,971,000 | 26,161,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 3,063,000 | 6,556,000 | 11,513,000 | 16,402,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,063,000 | 6,556,000 | 11,513,000 | 16,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,884,000 | 97,610,000 | 98,548,000 | 103,121,000 |
| Total capital | 105,383,000 | 106,621,000 | 107,820,000 | 112,448,000 |
| Risk-weighted assets | 679,744,000 | 720,901,000 | 744,731,000 | 746,170,000 |