Call reports 2012
FIRST UNITED BANK — 2012
What FIRST UNITED BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,096,952,000 | 1,088,848,000 | 1,115,580,000 | 1,158,513,000 |
| Total loans | 495,698,000 | 537,931,000 | 582,915,000 | 590,743,000 |
| Allowance for loan losses | 8,400,000 | 8,664,000 | 8,794,000 | 8,390,000 |
| Securities available for sale | 410,840,000 | 373,940,000 | 356,741,000 | 393,789,000 |
| Securities held to maturity | 95,978,000 | 82,661,000 | 74,625,000 | 77,757,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 977,744,000 | 920,027,000 | 908,577,000 | 1,004,931,000 |
| Interest-bearing deposits | 769,585,000 | 724,778,000 | 704,711,000 | 769,158,000 |
| Noninterest-bearing deposits | 208,159,000 | 195,249,000 | 203,866,000 | 235,773,000 |
| Equity capital | 99,064,000 | 106,521,000 | 109,386,000 | 111,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 9,954,000 | 19,822,000 | 30,023,000 | 40,089,000 |
| Interest expense | 1,511,000 | 2,936,000 | 4,295,000 | 5,547,000 |
| Net interest income | 8,443,000 | 16,886,000 | 25,728,000 | 34,542,000 |
| Noninterest income | 1,718,000 | 3,620,000 | 5,636,000 | 7,501,000 |
| Noninterest expense | 6,315,000 | 12,536,000 | 18,792,000 | 25,137,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 3,546,000 | 7,370,000 | 11,908,000 | 15,942,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,546,000 | 7,370,000 | 11,908,000 | 15,942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,533,000 | 89,117,000 | 91,705,000 | 95,789,000 |
| Total capital | 90,271,000 | 97,238,000 | 100,356,000 | 104,179,000 |
| Risk-weighted assets | 618,417,000 | 649,112,000 | 691,943,000 | 710,982,000 |