Call reports 2011
FIRST UNITED BANK — 2011
What FIRST UNITED BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,006,280,000 | 1,008,901,000 | 994,545,000 | 1,081,173,000 |
| Total loans | 487,984,000 | 518,985,000 | 526,691,000 | 524,319,000 |
| Allowance for loan losses | 7,433,000 | 7,919,000 | 8,360,000 | 8,111,000 |
| Securities available for sale | 408,347,000 | 382,407,000 | 351,271,000 | 385,517,000 |
| Securities held to maturity | 32,721,000 | 31,680,000 | 27,055,000 | 72,321,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 885,376,000 | 834,695,000 | 863,304,000 | 962,822,000 |
| Interest-bearing deposits | 706,453,000 | 656,570,000 | 680,888,000 | 756,089,000 |
| Noninterest-bearing deposits | 178,923,000 | 178,125,000 | 182,416,000 | 206,733,000 |
| Equity capital | 84,698,000 | 91,776,000 | 96,136,000 | 97,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 10,362,000 | 21,094,000 | 31,787,000 | 42,005,000 |
| Interest expense | 2,049,000 | 3,876,000 | 5,517,000 | 7,074,000 |
| Net interest income | 8,313,000 | 17,218,000 | 26,270,000 | 34,931,000 |
| Noninterest income | 1,561,000 | 3,340,000 | 5,199,000 | 6,783,000 |
| Noninterest expense | 5,992,000 | 11,886,000 | 17,785,000 | 24,092,000 |
| Provision for loan losses | 520,000 | 1,040,000 | 1,565,000 | 2,400,000 |
| Pretax income | 3,362,000 | 7,632,000 | 12,311,000 | 15,414,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,362,000 | 7,632,000 | 12,311,000 | 15,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,239,000 | 74,976,000 | 77,819,000 | 80,939,000 |
| Total capital | 80,672,000 | 82,628,000 | 85,476,000 | 88,804,000 |
| Risk-weighted assets | 598,031,000 | 611,887,000 | 611,851,000 | 628,943,000 |