Call reports 2010
FIRST UNITED BANK — 2010
What FIRST UNITED BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 911,449,000 | 923,298,000 | 931,024,000 | 1,008,921,000 |
| Total loans | 501,964,000 | 517,313,000 | 528,448,000 | 508,707,000 |
| Allowance for loan losses | 7,077,000 | 7,319,000 | 7,612,000 | 7,218,000 |
| Securities available for sale | 329,773,000 | 326,441,000 | 321,169,000 | 411,040,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 814,507,000 | 805,680,000 | 820,544,000 | 911,878,000 |
| Interest-bearing deposits | 671,477,000 | 668,033,000 | 678,662,000 | 729,126,000 |
| Noninterest-bearing deposits | 143,030,000 | 137,647,000 | 141,882,000 | 182,752,000 |
| Equity capital | 80,503,000 | 83,023,000 | 85,077,000 | 81,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 10,443,000 | 20,832,000 | 31,494,000 | 41,864,000 |
| Interest expense | 2,520,000 | 5,070,000 | 7,617,000 | 10,012,000 |
| Net interest income | 7,923,000 | 15,762,000 | 23,877,000 | 31,852,000 |
| Noninterest income | 1,501,000 | 3,236,000 | 4,966,000 | 6,745,000 |
| Noninterest expense | 5,722,000 | 11,598,000 | 17,423,000 | 23,334,000 |
| Provision for loan losses | 525,000 | 1,050,000 | 1,575,000 | 2,100,000 |
| Pretax income | 3,177,000 | 6,503,000 | 10,782,000 | 14,100,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,177,000 | 6,503,000 | 10,782,000 | 14,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,370,000 | 65,476,000 | 68,213,000 | 71,613,000 |
| Total capital | 71,447,000 | 72,795,000 | 75,768,000 | 78,831,000 |
| Risk-weighted assets | 583,249,000 | 593,667,000 | 604,349,000 | 611,190,000 |