Call reports 2006
FIRST UNITED BANK — 2006
What FIRST UNITED BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 514,795,000 | 528,371,000 | 537,654,000 | 578,524,000 |
| Total loans | 284,343,000 | 303,474,000 | 329,420,000 | 324,233,000 |
| Allowance for loan losses | 3,546,000 | 3,713,000 | 3,867,000 | 3,994,000 |
| Securities available for sale | 178,773,000 | 170,291,000 | 154,918,000 | 181,913,000 |
| Securities held to maturity | 78,000 | 64,000 | 52,000 | 39,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 446,127,000 | 446,138,000 | 445,145,000 | 481,774,000 |
| Interest-bearing deposits | 360,136,000 | 359,997,000 | 417,624,000 | 445,759,000 |
| Noninterest-bearing deposits | 85,991,000 | 86,141,000 | 27,521,000 | 36,015,000 |
| Equity capital | 30,844,000 | 29,936,000 | 44,388,000 | 45,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,338,000 | 15,485,000 | 24,370,000 | 33,476,000 |
| Interest expense | 3,253,000 | 7,272,000 | 11,585,000 | 15,741,000 |
| Net interest income | 4,085,000 | 8,213,000 | 12,785,000 | 17,735,000 |
| Noninterest income | 865,000 | 1,902,000 | 2,920,000 | 3,930,000 |
| Noninterest expense | 3,489,000 | 6,948,000 | 10,473,000 | 14,163,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 720,000 |
| Pretax income | 1,282,000 | 2,807,000 | 4,692,000 | 6,782,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,282,000 | 2,807,000 | 4,692,000 | 6,782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,826,000 | 31,368,000 | 44,468,000 | 45,876,000 |
| Total capital | 34,372,000 | 35,081,000 | 48,335,000 | 49,870,000 |
| Risk-weighted assets | 332,074,000 | 348,893,000 | 371,316,000 | 384,427,000 |
Machine access — free, no API key
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