Call reports 2002
FIRST UNITED BANK — 2002
What FIRST UNITED BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 224,673,000 | 225,839,000 | 236,187,000 | 270,349,000 |
| Total loans | 127,652,000 | 139,952,000 | 154,455,000 | 154,211,000 |
| Allowance for loan losses | 1,769,000 | 1,714,000 | 1,777,000 | 2,123,000 |
| Securities available for sale | 55,780,000 | 53,742,000 | 49,608,000 | 49,409,000 |
| Securities held to maturity | 10,994,000 | 8,570,000 | 4,305,000 | 3,650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,403,000 | 199,179,000 | 210,698,000 | 241,571,000 |
| Interest-bearing deposits | 166,086,000 | 163,458,000 | 173,687,000 | 190,087,000 |
| Noninterest-bearing deposits | 35,317,000 | 35,721,000 | 37,011,000 | 51,484,000 |
| Equity capital | 21,636,000 | 21,664,000 | 23,467,000 | 23,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,431,000 | 6,891,000 | 10,466,000 | 13,999,000 |
| Interest expense | 1,116,000 | 2,148,000 | 3,265,000 | 4,412,000 |
| Net interest income | 2,315,000 | 4,743,000 | 7,201,000 | 9,587,000 |
| Noninterest income | 488,000 | 976,000 | 1,478,000 | 2,031,000 |
| Noninterest expense | 1,917,000 | 3,800,000 | 5,696,000 | 7,513,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 660,000 |
| Pretax income | 796,000 | 1,735,000 | 2,715,000 | 3,447,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 796,000 | 1,735,000 | 2,715,000 | 3,447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,884,000 | 19,752,000 | 20,737,000 | 21,348,000 |
| Total capital | 22,653,000 | 21,466,000 | 22,514,000 | 23,471,000 |
| Risk-weighted assets | 146,960,000 | 155,237,000 | 168,969,000 | 177,085,000 |
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