Call reports 2016
JIM THORPE NEIGHBORHOOD BANK — 2016
What JIM THORPE NEIGHBORHOOD BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 196,752,000 | 189,598,000 | 192,339,000 | 197,948,000 |
| Total loans | 74,801,000 | 74,663,000 | 75,464,000 | 78,687,000 |
| Allowance for loan losses | 873,000 | 873,000 | 864,000 | 862,000 |
| Securities available for sale | 85,206,000 | 89,164,000 | 83,799,000 | 101,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,757,000 | 164,493,000 | 167,356,000 | 175,687,000 |
| Interest-bearing deposits | 133,348,000 | 129,436,000 | 128,682,000 | 143,206,000 |
| Noninterest-bearing deposits | 39,409,000 | 35,057,000 | 38,674,000 | 32,481,000 |
| Equity capital | 18,126,000 | 19,137,000 | 19,180,000 | 16,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,406,000 | 2,807,000 | 4,191,000 | 5,646,000 |
| Interest expense | 108,000 | 220,000 | 329,000 | 442,000 |
| Net interest income | 1,298,000 | 2,587,000 | 3,862,000 | 5,204,000 |
| Noninterest income | 172,000 | 349,000 | 534,000 | 767,000 |
| Noninterest expense | 1,184,000 | 2,434,000 | 3,644,000 | 4,901,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 287,000 | 550,000 | 878,000 | 1,318,000 |
| Income tax | 37,000 | 68,000 | 126,000 | 225,000 |
| Net income | 250,000 | 482,000 | 752,000 | 1,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,931,000 | 17,061,000 | 17,326,000 | 17,393,000 |
| Total capital | 17,814,000 | 17,944,000 | 18,200,000 | 18,265,000 |
| Risk-weighted assets | 80,472,000 | 81,352,000 | 82,789,000 | 92,007,000 |