Call reports 2015
JIM THORPE NEIGHBORHOOD BANK — 2015
What JIM THORPE NEIGHBORHOOD BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 173,989,000 | 172,922,000 | 183,435,000 | 193,851,000 |
| Total loans | 78,843,000 | 78,087,000 | 76,633,000 | 76,180,000 |
| Allowance for loan losses | 865,000 | 838,000 | 860,000 | 873,000 |
| Securities available for sale | 76,930,000 | 82,059,000 | 82,006,000 | 85,891,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,195,000 | 151,447,000 | 165,410,000 | 170,637,000 |
| Interest-bearing deposits | 135,592,000 | 127,060,000 | 130,604,000 | 137,843,000 |
| Noninterest-bearing deposits | 20,603,000 | 24,387,000 | 34,806,000 | 32,794,000 |
| Equity capital | 17,071,000 | 16,344,000 | 17,274,000 | 17,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,352,000 | 2,692,000 | 4,077,000 | 5,473,000 |
| Interest expense | 82,000 | 159,000 | 239,000 | 345,000 |
| Net interest income | 1,270,000 | 2,533,000 | 3,838,000 | 5,128,000 |
| Noninterest income | 144,000 | 644,000 | 817,000 | 1,003,000 |
| Noninterest expense | 1,180,000 | 2,478,000 | 3,639,000 | 4,830,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 204,000 | 650,000 | 937,000 | 1,192,000 |
| Income tax | 0 | -23,000 | 13,000 | 41,000 |
| Net income | 204,000 | 673,000 | 924,000 | 1,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,166,000 | 16,540,000 | 16,792,000 | 16,699,000 |
| Total capital | 17,041,000 | 17,388,000 | 17,662,000 | 17,582,000 |
| Risk-weighted assets | 78,790,000 | 80,949,000 | 79,404,000 | 81,357,000 |