Call reports 2014
JIM THORPE NEIGHBORHOOD BANK — 2014
What JIM THORPE NEIGHBORHOOD BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 168,280,000 | 167,604,000 | 173,951,000 | 182,058,000 |
| Total loans | 78,438,000 | 78,499,000 | 78,291,000 | 78,829,000 |
| Allowance for loan losses | 765,000 | 806,000 | 833,000 | 854,000 |
| Securities available for sale | 75,358,000 | 76,113,000 | 75,817,000 | 76,188,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,945,000 | 150,555,000 | 155,750,000 | 164,889,000 |
| Interest-bearing deposits | 134,716,000 | 129,121,000 | 132,124,000 | 143,156,000 |
| Noninterest-bearing deposits | 19,229,000 | 21,434,000 | 23,626,000 | 21,733,000 |
| Equity capital | 13,022,000 | 14,138,000 | 14,767,000 | 16,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,337,000 | 2,667,000 | 4,036,000 | 5,391,000 |
| Interest expense | 113,000 | 220,000 | 318,000 | 409,000 |
| Net interest income | 1,224,000 | 2,447,000 | 3,718,000 | 4,982,000 |
| Noninterest income | 169,000 | 346,000 | 537,000 | 696,000 |
| Noninterest expense | 1,126,000 | 2,282,000 | 3,403,000 | 4,445,000 |
| Provision for loan losses | 45,000 | 90,000 | 120,000 | 140,000 |
| Pretax income | 222,000 | 423,000 | 734,000 | 1,095,000 |
| Income tax | 6,000 | 6,000 | 32,000 | 86,000 |
| Net income | 216,000 | 417,000 | 702,000 | 1,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,584,000 | 14,698,000 | 14,949,000 | 15,898,000 |
| Total capital | 15,359,000 | 15,514,000 | 15,792,000 | 16,762,000 |
| Risk-weighted assets | 79,575,000 | 78,846,000 | 77,834,000 | 77,967,000 |