Call reports 2026
COGENT BANK — 2026
What COGENT BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 2,444,828,000 | 2,454,078,000 |
| Total loans | 1,898,864,000 | 1,826,472,000 |
| Allowance for loan losses | 20,594,000 | 20,495,000 |
| Securities available for sale | 447,443,000 | 448,632,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 2,150,278,000 | 2,188,638,000 |
| Interest-bearing deposits | 1,560,929,000 | 1,599,416,000 |
| Noninterest-bearing deposits | 589,349,000 | 589,222,000 |
| Equity capital | 229,196,000 | 243,495,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 39,993,000 | 81,529,000 |
| Interest expense | 12,240,000 | 24,188,000 |
| Net interest income | 27,753,000 | 57,341,000 |
| Noninterest income | 4,889,000 | 10,539,000 |
| Noninterest expense | 15,396,000 | 30,846,000 |
| Provision for loan losses | -6,000 | 772,000 |
| Pretax income | 17,181,000 | 36,258,000 |
| Income tax | 4,308,000 | 9,166,000 |
| Net income | 12,873,000 | 27,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 226,169,000 | 240,556,000 |
| Total capital | 247,469,000 | 261,771,000 |
| Risk-weighted assets | 2,082,337,000 | 2,012,457,000 |