Call report 2025Q2
COGENT BANK — 2025Q2
The 22 measures COGENT BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,257,949,000 | USD | evidence → |
| Total loans | 1,749,691,000 | USD | evidence → |
| Allowance for loan losses | 18,282,000 | USD | evidence → |
| Securities available for sale | 405,827,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,048,073,000 | USD | evidence → |
| Interest-bearing deposits | 1,459,265,000 | USD | evidence → |
| Noninterest-bearing deposits | 588,808,000 | USD | evidence → |
| Equity capital | 195,751,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 69,929,000 | USD | evidence → |
| Interest expense | 23,990,000 | USD | evidence → |
| Net interest income | 45,939,000 | USD | evidence → |
| Noninterest income | 7,231,000 | USD | evidence → |
| Noninterest expense | 28,171,000 | USD | evidence → |
| Provision for loan losses | 1,917,000 | USD | evidence → |
| Pretax income | 23,128,000 | USD | evidence → |
| Income tax | 5,833,000 | USD | evidence → |
| Net income | 17,295,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 192,503,000 | USD | evidence → |
| Total capital | 211,483,000 | USD | evidence → |
| Risk-weighted assets | 1,815,310,000 | USD | evidence → |