Call reports 2015
ALLIANCE BANKING COMPANY — 2015
What ALLIANCE BANKING COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 57,970,000 | 55,994,000 | 54,318,000 | 50,137,000 |
| Total loans | 42,158,000 | 39,446,000 | 35,531,000 | 35,235,000 |
| Allowance for loan losses | 513,000 | 577,000 | 582,000 | 609,000 |
| Securities available for sale | 900,000 | 892,000 | 146,000 | 136,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,342,000 | 47,901,000 | 46,568,000 | 42,895,000 |
| Interest-bearing deposits | 46,489,000 | 44,999,000 | 43,166,000 | 39,904,000 |
| Noninterest-bearing deposits | 2,853,000 | 2,902,000 | 3,402,000 | 2,991,000 |
| Equity capital | 5,517,000 | 5,329,000 | 5,150,000 | 4,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 568,000 | 1,094,000 | 1,596,000 | 2,065,000 |
| Interest expense | 102,000 | 197,000 | 290,000 | 373,000 |
| Net interest income | 466,000 | 897,000 | 1,306,000 | 1,692,000 |
| Noninterest income | 61,000 | 103,000 | 96,000 | 120,000 |
| Noninterest expense | 577,000 | 1,159,000 | 1,742,000 | 2,301,000 |
| Provision for loan losses | 196,000 | 267,000 | 269,000 | 269,000 |
| Pretax income | -246,000 | -426,000 | -609,000 | -758,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -246,000 | -426,000 | -609,000 | -758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,500,000 | 5,320,000 | 5,137,000 | 4,988,000 |
| Total capital | 5,966,000 | 5,747,000 | 5,527,000 | 5,373,000 |
| Risk-weighted assets | 37,240,000 | 33,979,000 | 30,969,000 | 30,581,000 |