Call reports 2025
BANK FIRST, NATIONAL ASSOCIATION — 2025
What BANK FIRST, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 4,503,954,000 | 4,363,780,000 | 4,417,530,000 | 4,503,074,000 |
| Total loans | 3,550,747,000 | 3,585,624,000 | 3,633,838,000 | 3,610,895,000 |
| Allowance for loan losses | 43,749,000 | 44,292,000 | 44,501,000 | 44,374,000 |
| Securities available for sale | 163,286,000 | 166,743,000 | 166,654,000 | 163,946,000 |
| Securities held to maturity | 110,241,000 | 109,854,000 | 106,823,000 | 103,726,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,748,708,000 | 3,627,829,000 | 3,580,912,000 | 3,751,912,000 |
| Interest-bearing deposits | 2,680,210,000 | 2,603,638,000 | 2,551,727,000 | 2,692,790,000 |
| Noninterest-bearing deposits | 1,068,498,000 | 1,024,191,000 | 1,029,185,000 | 1,059,122,000 |
| Equity capital | 586,745,000 | 590,934,000 | 596,565,000 | 600,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 55,048,000 | 109,623,000 | 165,072,000 | 221,707,000 |
| Interest expense | 18,359,000 | 36,078,000 | 53,080,000 | 69,356,000 |
| Net interest income | 36,689,000 | 73,545,000 | 111,992,000 | 152,351,000 |
| Noninterest income | 6,198,000 | 11,242,000 | 16,974,000 | 21,661,000 |
| Noninterest expense | 20,022,000 | 40,397,000 | 60,884,000 | 82,321,000 |
| Provision for loan losses | 400,000 | 950,000 | 1,200,000 | 1,200,000 |
| Pretax income | 22,459,000 | 43,786,000 | 66,809,000 | 90,425,000 |
| Income tax | 3,972,000 | 7,944,000 | 12,575,000 | 17,289,000 |
| Net income | 18,487,000 | 35,842,000 | 54,234,000 | 73,136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 402,807,000 | 407,435,000 | 412,698,000 | 416,805,000 |
| Total capital | 445,011,000 | 450,082,000 | 456,004,000 | 460,199,000 |
| Risk-weighted assets | 3,666,700,000 | 3,692,774,000 | 3,756,880,000 | 3,731,765,000 |