Call reports 2024
BANK FIRST, NATIONAL ASSOCIATION — 2024
What BANK FIRST, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 4,097,922,000 | 4,143,814,000 | 4,292,387,000 | 4,492,896,000 |
| Total loans | 3,384,688,000 | 3,430,910,000 | 3,475,291,000 | 3,520,255,000 |
| Allowance for loan losses | 44,378,000 | 45,118,000 | 45,212,000 | 44,151,000 |
| Securities available for sale | 138,003,000 | 127,556,000 | 128,008,000 | 222,616,000 |
| Securities held to maturity | 111,732,000 | 110,648,000 | 109,236,000 | 110,756,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,459,776,000 | 3,447,471,000 | 3,547,038,000 | 3,733,905,000 |
| Interest-bearing deposits | 2,425,512,000 | 2,424,486,000 | 2,463,599,000 | 2,636,278,000 |
| Noninterest-bearing deposits | 1,034,264,000 | 1,022,985,000 | 1,083,439,000 | 1,097,627,000 |
| Equity capital | 577,386,000 | 579,034,000 | 580,392,000 | 580,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 49,272,000 | 98,619,000 | 152,651,000 | 206,405,000 |
| Interest expense | 15,762,000 | 31,949,000 | 49,942,000 | 67,979,000 |
| Net interest income | 33,510,000 | 66,670,000 | 102,709,000 | 138,426,000 |
| Noninterest income | 4,420,000 | 10,772,000 | 15,594,000 | 20,234,000 |
| Noninterest expense | 19,756,000 | 38,659,000 | 58,194,000 | 77,107,000 |
| Provision for loan losses | 200,000 | 700,000 | 1,100,000 | 100,000 |
| Pretax income | 17,941,000 | 38,528,000 | 59,865,000 | 82,316,000 |
| Income tax | 2,006,000 | 5,981,000 | 10,285,000 | 14,714,000 |
| Net income | 15,935,000 | 32,547,000 | 49,580,000 | 67,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 391,136,000 | 394,224,000 | 394,124,000 | 398,535,000 |
| Total capital | 429,412,000 | 434,726,000 | 434,920,000 | 438,549,000 |
| Risk-weighted assets | 3,507,021,000 | 3,529,841,000 | 3,570,804,000 | 3,601,901,000 |