Call reports 2023
BANK FIRST, NATIONAL ASSOCIATION — 2023
What BANK FIRST, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 4,165,520,000 | 4,091,087,000 | 4,086,785,000 | 4,219,635,000 |
| Total loans | 3,325,638,000 | 3,316,041,000 | 3,356,703,000 | 3,345,985,000 |
| Allowance for loan losses | 43,316,000 | 43,409,000 | 43,403,000 | 43,609,000 |
| Securities available for sale | 196,171,000 | 189,826,000 | 177,815,000 | 141,208,000 |
| Securities held to maturity | 78,032,000 | 77,708,000 | 77,154,000 | 103,324,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,474,005,000 | 3,426,396,000 | 3,434,641,000 | 3,470,422,000 |
| Interest-bearing deposits | 2,363,482,000 | 2,321,412,000 | 2,333,445,000 | 2,382,320,000 |
| Noninterest-bearing deposits | 1,110,523,000 | 1,104,984,000 | 1,101,196,000 | 1,088,102,000 |
| Equity capital | 584,787,000 | 584,244,000 | 575,156,000 | 598,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 40,902,000 | 86,832,000 | 133,820,000 | 182,483,000 |
| Interest expense | 8,159,000 | 19,165,000 | 31,412,000 | 45,382,000 |
| Net interest income | 32,743,000 | 67,667,000 | 102,408,000 | 137,101,000 |
| Noninterest income | 5,897,000 | 9,985,000 | 15,154,000 | 55,942,000 |
| Noninterest expense | 19,111,000 | 37,932,000 | 56,914,000 | 75,768,000 |
| Provision for loan losses | 4,092,000 | 4,092,000 | 4,092,000 | 4,292,000 |
| Pretax income | 15,277,000 | 35,479,000 | 56,414,000 | 104,744,000 |
| Income tax | 3,841,000 | 8,949,000 | 14,156,000 | 25,900,000 |
| Net income | 11,436,000 | 26,530,000 | 42,258,000 | 78,844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 398,458,000 | 401,391,000 | 398,743,000 | 412,215,000 |
| Total capital | 433,545,000 | 436,571,000 | 432,259,000 | 446,634,000 |
| Risk-weighted assets | 3,553,102,000 | 3,557,087,000 | 3,619,094,000 | 3,459,070,000 |