Call reports 2022
BANK FIRST, NATIONAL ASSOCIATION — 2022
What BANK FIRST, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,924,929,000 | 2,960,643,000 | 3,639,077,000 | 3,658,116,000 |
| Total loans | 2,317,058,000 | 2,388,359,000 | 2,859,320,000 | 2,894,626,000 |
| Allowance for loan losses | 21,749,000 | 22,698,000 | 23,045,000 | 22,680,000 |
| Securities available for sale | 295,551,000 | 290,943,000 | 301,312,000 | 303,163,000 |
| Securities held to maturity | 5,841,000 | 33,867,000 | 40,826,000 | 45,097,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,564,062,000 | 2,608,305,000 | 3,150,123,000 | 3,074,941,000 |
| Interest-bearing deposits | 1,758,937,000 | 1,781,675,000 | 2,166,409,000 | 2,126,049,000 |
| Noninterest-bearing deposits | 805,125,000 | 826,630,000 | 983,714,000 | 948,892,000 |
| Equity capital | 329,538,000 | 325,283,000 | 450,453,000 | 461,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 24,220,000 | 50,042,000 | 80,780,000 | 116,534,000 |
| Interest expense | 1,750,000 | 3,886,000 | 6,636,000 | 11,402,000 |
| Net interest income | 22,470,000 | 46,156,000 | 74,144,000 | 105,132,000 |
| Noninterest income | 5,237,000 | 10,798,000 | 15,962,000 | 19,851,000 |
| Noninterest expense | 12,396,000 | 25,090,000 | 43,155,000 | 59,941,000 |
| Provision for loan losses | 1,200,000 | 1,700,000 | 1,700,000 | 2,200,000 |
| Pretax income | 14,107,000 | 30,151,000 | 45,239,000 | 62,828,000 |
| Income tax | 3,550,000 | 7,408,000 | 11,144,000 | 15,289,000 |
| Net income | 10,557,000 | 22,743,000 | 34,095,000 | 47,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 275,029,000 | 278,508,000 | 339,831,000 | 349,632,000 |
| Total capital | 296,778,000 | 301,206,000 | 362,876,000 | 372,312,000 |
| Risk-weighted assets | 2,485,269,000 | 2,575,221,000 | 3,148,758,000 | 3,168,802,000 |