Call reports 2021
BANK FIRST, NATIONAL ASSOCIATION — 2021
What BANK FIRST, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,846,195,000 | 2,818,947,000 | 2,846,000,000 | 2,937,545,000 |
| Total loans | 2,229,273,000 | 2,228,241,000 | 2,211,511,000 | 2,236,301,000 |
| Allowance for loan losses | 18,531,000 | 19,547,000 | 20,237,000 | 20,315,000 |
| Securities available for sale | 166,104,000 | 151,995,000 | 146,571,000 | 211,147,000 |
| Securities held to maturity | 5,918,000 | 5,912,000 | 5,912,000 | 5,911,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,447,936,000 | 2,449,127,000 | 2,475,674,000 | 2,534,655,000 |
| Interest-bearing deposits | 1,668,574,000 | 1,663,732,000 | 1,681,059,000 | 1,728,496,000 |
| Noninterest-bearing deposits | 779,362,000 | 785,395,000 | 794,615,000 | 806,159,000 |
| Equity capital | 322,171,000 | 327,583,000 | 331,368,000 | 334,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 24,442,000 | 48,446,000 | 73,343,000 | 98,385,000 |
| Interest expense | 2,171,000 | 4,169,000 | 5,946,000 | 7,574,000 |
| Net interest income | 22,271,000 | 44,277,000 | 67,397,000 | 90,811,000 |
| Noninterest income | 6,343,000 | 12,990,000 | 18,022,000 | 23,541,000 |
| Noninterest expense | 12,044,000 | 23,934,000 | 36,025,000 | 49,077,000 |
| Provision for loan losses | 900,000 | 1,850,000 | 2,500,000 | 3,100,000 |
| Pretax income | 15,670,000 | 31,483,000 | 46,891,000 | 62,172,000 |
| Income tax | 3,805,000 | 7,633,000 | 11,417,000 | 15,124,000 |
| Net income | 11,865,000 | 23,850,000 | 35,474,000 | 47,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 257,086,000 | 262,438,000 | 267,252,000 | 271,679,000 |
| Total capital | 275,617,000 | 281,985,000 | 287,489,000 | 291,994,000 |
| Risk-weighted assets | 2,281,939,000 | 2,321,786,000 | 2,332,486,000 | 2,391,746,000 |