Call reports 2020
BANK FIRST, NATIONAL ASSOCIATION — 2020
What BANK FIRST, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,198,566,000 | 2,657,671,000 | 2,639,247,000 | 2,718,008,000 |
| Total loans | 1,767,900,000 | 2,116,503,000 | 2,193,887,000 | 2,192,269,000 |
| Allowance for loan losses | 12,967,000 | 16,071,000 | 16,318,000 | 17,658,000 |
| Securities available for sale | 172,070,000 | 171,448,000 | 170,972,000 | 162,937,000 |
| Securities held to maturity | 43,732,000 | 9,579,000 | 6,670,000 | 6,670,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,847,447,000 | 2,264,702,000 | 2,273,249,000 | 2,322,621,000 |
| Interest-bearing deposits | 1,370,603,000 | 1,554,870,000 | 1,582,819,000 | 1,605,347,000 |
| Noninterest-bearing deposits | 476,844,000 | 709,832,000 | 690,430,000 | 717,274,000 |
| Equity capital | 263,156,000 | 291,503,000 | 302,887,000 | 312,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 23,296,000 | 47,677,000 | 73,606,000 | 100,700,000 |
| Interest expense | 4,419,000 | 7,807,000 | 10,588,000 | 13,075,000 |
| Net interest income | 18,877,000 | 39,870,000 | 63,018,000 | 87,625,000 |
| Noninterest income | 3,891,000 | 8,445,000 | 13,600,000 | 20,360,000 |
| Noninterest expense | 11,434,000 | 24,954,000 | 36,874,000 | 50,545,000 |
| Provision for loan losses | 975,000 | 4,125,000 | 5,475,000 | 7,125,000 |
| Pretax income | 10,359,000 | 22,469,000 | 37,502,000 | 53,548,000 |
| Income tax | 1,976,000 | 4,963,000 | 8,645,000 | 12,831,000 |
| Net income | 8,383,000 | 17,506,000 | 28,857,000 | 40,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 212,111,000 | 224,567,000 | 235,967,000 | 245,471,000 |
| Total capital | 225,078,000 | 240,638,000 | 252,285,000 | 263,129,000 |
| Risk-weighted assets | 2,026,773,000 | 2,107,566,000 | 2,152,242,000 | 2,242,751,000 |