Call reports 2019
BANK FIRST, NATIONAL ASSOCIATION — 2019
What BANK FIRST, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,803,905,000 | 1,804,656,000 | 2,157,436,000 | 2,206,443,000 |
| Total loans | 1,432,094,000 | 1,419,192,000 | 1,716,253,000 | 1,736,929,000 |
| Allowance for loan losses | 12,213,000 | 12,170,000 | 10,131,000 | 11,396,000 |
| Securities available for sale | 122,760,000 | 120,083,000 | 136,934,000 | 181,506,000 |
| Securities held to maturity | 40,769,000 | 39,537,000 | 42,605,000 | 43,734,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,574,264,000 | 1,575,015,000 | 1,838,361,000 | 1,843,397,000 |
| Interest-bearing deposits | 1,108,791,000 | 1,093,607,000 | 1,272,012,000 | 1,366,829,000 |
| Noninterest-bearing deposits | 465,473,000 | 481,408,000 | 566,349,000 | 476,568,000 |
| Equity capital | 188,252,000 | 194,940,000 | 249,471,000 | 254,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 19,721,000 | 39,881,000 | 65,369,000 | 89,164,000 |
| Interest expense | 4,352,000 | 8,966,000 | 13,902,000 | 18,653,000 |
| Net interest income | 15,369,000 | 30,915,000 | 51,467,000 | 70,511,000 |
| Noninterest income | 3,270,000 | 6,118,000 | 9,271,000 | 11,837,000 |
| Noninterest expense | 9,337,000 | 19,219,000 | 30,920,000 | 41,861,000 |
| Provision for loan losses | 625,000 | 1,125,000 | 4,125,000 | 5,250,000 |
| Pretax income | 8,677,000 | 16,712,000 | 25,715,000 | 35,871,000 |
| Income tax | 2,019,000 | 3,789,000 | 5,672,000 | 8,026,000 |
| Net income | 6,658,000 | 12,923,000 | 20,043,000 | 27,845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 169,691,000 | 175,016,000 | 198,624,000 | 203,951,000 |
| Total capital | 181,904,000 | 187,186,000 | 208,755,000 | 215,347,000 |
| Risk-weighted assets | 1,596,322,000 | 1,575,526,000 | 1,880,261,000 | 2,014,540,000 |