Call reports 2018
BANK FIRST, NATIONAL ASSOCIATION — 2018
What BANK FIRST, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,700,829,000 | 1,739,294,000 | 1,733,181,000 | 1,790,594,000 |
| Total loans | 1,405,705,000 | 1,434,964,000 | 1,442,041,000 | 1,428,494,000 |
| Allowance for loan losses | 12,113,000 | 13,047,000 | 11,560,000 | 12,248,000 |
| Securities available for sale | 124,338,000 | 121,550,000 | 119,622,000 | 118,906,000 |
| Securities held to maturity | 39,082,000 | 41,203,000 | 40,882,000 | 40,768,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,468,883,000 | 1,495,806,000 | 1,486,839,000 | 1,557,233,000 |
| Interest-bearing deposits | 1,075,433,000 | 1,085,431,000 | 1,088,244,000 | 1,108,392,000 |
| Noninterest-bearing deposits | 393,450,000 | 410,375,000 | 398,595,000 | 448,841,000 |
| Equity capital | 177,377,000 | 177,918,000 | 179,770,000 | 183,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 19,309,000 | 38,682,000 | 58,192,000 | 77,944,000 |
| Interest expense | 2,804,000 | 6,194,000 | 9,984,000 | 14,064,000 |
| Net interest income | 16,505,000 | 32,488,000 | 48,208,000 | 63,880,000 |
| Noninterest income | 3,233,000 | 6,298,000 | 8,573,000 | 11,206,000 |
| Noninterest expense | 9,710,000 | 19,582,000 | 28,908,000 | 38,757,000 |
| Provision for loan losses | 485,000 | 1,385,000 | 2,185,000 | 2,935,000 |
| Pretax income | 9,546,000 | 17,769,000 | 25,658,000 | 33,364,000 |
| Income tax | 2,277,000 | 3,815,000 | 5,515,000 | 7,074,000 |
| Net income | 7,269,000 | 13,954,000 | 20,143,000 | 26,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 159,787,000 | 160,973,000 | 163,851,000 | 166,420,000 |
| Total capital | 171,900,000 | 174,020,000 | 175,411,000 | 178,668,000 |
| Risk-weighted assets | 1,535,494,000 | 1,576,580,000 | 1,594,954,000 | 1,593,717,000 |