Call reports 2016
BANK FIRST, NATIONAL ASSOCIATION — 2016
What BANK FIRST, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,212,539,000 | 1,299,687,000 | 1,344,570,000 | 1,313,174,000 |
| Total loans | 964,684,000 | 1,004,177,000 | 1,026,930,000 | 1,026,257,000 |
| Allowance for loan losses | 10,188,000 | 10,543,000 | 10,772,000 | 10,728,000 |
| Securities available for sale | 97,195,000 | 96,096,000 | 119,213,000 | 111,325,000 |
| Securities held to maturity | 34,063,000 | 33,269,000 | 32,536,000 | 31,558,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,065,481,000 | 1,064,068,000 | 1,080,799,000 | 1,127,577,000 |
| Interest-bearing deposits | 783,447,000 | 771,981,000 | 782,519,000 | 800,859,000 |
| Noninterest-bearing deposits | 282,034,000 | 292,087,000 | 298,280,000 | 326,718,000 |
| Equity capital | 118,809,000 | 121,645,000 | 124,256,000 | 124,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 10,783,000 | 21,791,000 | 33,018,000 | 44,727,000 |
| Interest expense | 1,465,000 | 2,977,000 | 4,461,000 | 5,929,000 |
| Net interest income | 9,318,000 | 18,814,000 | 28,557,000 | 38,798,000 |
| Noninterest income | 2,723,000 | 4,993,000 | 7,307,000 | 9,237,000 |
| Noninterest expense | 5,935,000 | 11,869,000 | 17,954,000 | 24,284,000 |
| Provision for loan losses | 220,000 | 220,000 | 320,000 | 320,000 |
| Pretax income | 5,901,000 | 11,733,000 | 17,605,000 | 23,206,000 |
| Income tax | 2,004,000 | 3,976,000 | 5,955,000 | 7,936,000 |
| Net income | 3,897,000 | 7,757,000 | 11,650,000 | 15,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,126,000 | 110,989,000 | 114,086,000 | 115,957,000 |
| Total capital | 119,314,000 | 121,533,000 | 124,858,000 | 126,685,000 |
| Risk-weighted assets | 1,056,080,000 | 1,103,925,000 | 1,107,903,000 | 1,109,862,000 |