Call reports 2015
BANK FIRST, NATIONAL ASSOCIATION — 2015
What BANK FIRST, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,165,076,000 | 1,123,126,000 | 1,198,371,000 | 1,234,937,000 |
| Total loans | 883,967,000 | 904,385,000 | 930,565,000 | 957,006,000 |
| Allowance for loan losses | 9,316,000 | 9,544,000 | 9,745,000 | 10,011,000 |
| Securities available for sale | 78,048,000 | 92,424,000 | 96,792,000 | 97,358,000 |
| Securities held to maturity | 33,990,000 | 32,632,000 | 32,330,000 | 34,316,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 963,444,000 | 969,866,000 | 986,894,000 | 1,063,120,000 |
| Interest-bearing deposits | 724,820,000 | 720,536,000 | 724,894,000 | 764,334,000 |
| Noninterest-bearing deposits | 238,624,000 | 249,330,000 | 262,000,000 | 298,786,000 |
| Equity capital | 107,878,000 | 110,476,000 | 113,411,000 | 116,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 9,845,000 | 19,903,000 | 30,160,000 | 40,631,000 |
| Interest expense | 1,208,000 | 2,449,000 | 3,747,000 | 5,061,000 |
| Net interest income | 8,637,000 | 17,454,000 | 26,413,000 | 35,570,000 |
| Noninterest income | 2,517,000 | 4,362,000 | 6,227,000 | 7,892,000 |
| Noninterest expense | 5,553,000 | 10,775,000 | 16,107,000 | 21,862,000 |
| Provision for loan losses | 330,000 | 530,000 | 730,000 | 1,008,000 |
| Pretax income | 5,271,000 | 10,511,000 | 15,803,000 | 20,592,000 |
| Income tax | 1,769,000 | 3,548,000 | 5,335,000 | 6,928,000 |
| Net income | 3,502,000 | 6,963,000 | 10,468,000 | 13,664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,363,000 | 101,822,000 | 104,329,000 | 107,026,000 |
| Total capital | 107,678,000 | 111,367,000 | 114,074,000 | 117,037,000 |
| Risk-weighted assets | 950,261,000 | 971,898,000 | 1,023,006,000 | 1,048,503,000 |