Call reports 2016
WASHINGTON FEDERAL BANK FOR SAVINGS — 2016
What WASHINGTON FEDERAL BANK FOR SAVINGS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 146,611,000 | 150,127,000 | 152,820,000 | 154,908,000 |
| Total loans | 122,608,000 | 123,341,000 | 126,554,000 | 127,621,000 |
| Allowance for loan losses | 567,000 | 580,000 | 587,000 | 587,000 |
| Securities available for sale | 6,000 | 6,000 | 6,000 | 6,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,703,000 | 130,385,000 | 132,779,000 | 134,235,000 |
| Interest-bearing deposits | 126,852,000 | 129,685,000 | 132,012,000 | 133,483,000 |
| Noninterest-bearing deposits | 851,000 | 700,000 | 767,000 | 752,000 |
| Equity capital | 17,794,000 | 18,351,000 | 18,854,000 | 19,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,918,000 | 3,919,000 | 5,901,000 | 7,886,000 |
| Interest expense | 332,000 | 680,000 | 1,040,000 | 1,414,000 |
| Net interest income | 1,586,000 | 3,239,000 | 4,861,000 | 6,472,000 |
| Noninterest income | 41,000 | 83,000 | 122,000 | 201,000 |
| Noninterest expense | 714,000 | 1,483,000 | 2,316,000 | 3,099,000 |
| Provision for loan losses | 3,000 | 16,000 | 23,000 | 23,000 |
| Pretax income | 910,000 | 1,823,000 | 2,644,000 | 3,551,000 |
| Income tax | 273,000 | 628,000 | 946,000 | 1,283,000 |
| Net income | 637,000 | 1,195,000 | 1,698,000 | 2,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,473,000 | 18,036,000 | 18,546,000 | 19,022,000 |
| Total capital | 18,040,000 | 18,616,000 | 19,133,000 | 19,609,000 |
| Risk-weighted assets | 73,854,000 | 73,864,000 | 76,582,000 | 77,706,000 |