Call reports 2015
WASHINGTON FEDERAL BANK FOR SAVINGS — 2015
What WASHINGTON FEDERAL BANK FOR SAVINGS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 136,488,000 | 137,573,000 | 138,363,000 | 143,529,000 |
| Total loans | 115,284,000 | 116,859,000 | 119,289,000 | 121,380,000 |
| Allowance for loan losses | 564,000 | 564,000 | 564,000 | 564,000 |
| Securities available for sale | 7,000 | 7,000 | 7,000 | 7,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,795,000 | 119,916,000 | 120,436,000 | 125,140,000 |
| Interest-bearing deposits | 119,273,000 | 119,281,000 | 119,928,000 | 124,515,000 |
| Noninterest-bearing deposits | 522,000 | 635,000 | 508,000 | 625,000 |
| Equity capital | 15,659,000 | 16,180,000 | 16,828,000 | 17,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,759,000 | 3,608,000 | 5,614,000 | 7,353,000 |
| Interest expense | 299,000 | 600,000 | 906,000 | 1,237,000 |
| Net interest income | 1,460,000 | 3,008,000 | 4,708,000 | 6,116,000 |
| Noninterest income | 37,000 | 78,000 | 119,000 | 196,000 |
| Noninterest expense | 808,000 | 1,525,000 | 2,224,000 | 3,071,000 |
| Provision for loan losses | 17,000 | 17,000 | 17,000 | 17,000 |
| Pretax income | 672,000 | 1,544,000 | 2,586,000 | 3,224,000 |
| Income tax | 269,000 | 620,000 | 1,014,000 | 1,324,000 |
| Net income | 403,000 | 924,000 | 1,572,000 | 1,900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,531,000 | 15,864,000 | 16,516,000 | 16,849,000 |
| Total capital | 16,095,000 | 16,428,000 | 17,080,000 | 17,413,000 |
| Risk-weighted assets | 70,101,000 | 70,730,000 | 71,751,000 | 73,188,000 |