Call reports 2016
NEWFIELD NATIONAL BANK — 2016
What NEWFIELD NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 626,295,000 | 627,837,000 | 641,410,000 | 654,038,000 |
| Total loans | 332,393,000 | 342,407,000 | 347,605,000 | 367,226,000 |
| Allowance for loan losses | 3,952,000 | 3,842,000 | 3,961,000 | 4,060,000 |
| Securities available for sale | 259,653,000 | 252,576,000 | 246,485,000 | 247,015,000 |
| Securities held to maturity | 295,000 | 296,000 | 297,000 | 297,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 568,951,000 | 551,336,000 | 580,167,000 | 595,701,000 |
| Interest-bearing deposits | 537,465,000 | 517,275,000 | 550,155,000 | 563,967,000 |
| Noninterest-bearing deposits | 31,486,000 | 34,061,000 | 30,012,000 | 31,734,000 |
| Equity capital | 55,527,000 | 58,413,000 | 58,780,000 | 56,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,953,000 | 9,911,000 | 14,958,000 | 19,949,000 |
| Interest expense | 481,000 | 956,000 | 1,436,000 | 1,921,000 |
| Net interest income | 4,472,000 | 8,955,000 | 13,522,000 | 18,028,000 |
| Noninterest income | 437,000 | 840,000 | 1,328,000 | 1,885,000 |
| Noninterest expense | 3,926,000 | 8,070,000 | 12,052,000 | 16,088,000 |
| Provision for loan losses | 60,000 | 60,000 | 310,000 | 460,000 |
| Pretax income | 953,000 | 1,903,000 | 2,859,000 | 4,097,000 |
| Income tax | 93,000 | 153,000 | 236,000 | 429,000 |
| Net income | 860,000 | 1,750,000 | 2,623,000 | 3,668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,376,000 | 56,068,000 | 56,635,000 | 57,970,000 |
| Total capital | 58,674,000 | 60,290,000 | 60,976,000 | 62,410,000 |
| Risk-weighted assets | 343,871,000 | 344,926,000 | 349,347,000 | 356,262,000 |