Call reports 2015
NEWFIELD NATIONAL BANK — 2015
What NEWFIELD NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 588,133,000 | 591,578,000 | 599,268,000 | 633,724,000 |
| Total loans | 294,466,000 | 295,250,000 | 300,253,000 | 312,925,000 |
| Allowance for loan losses | 4,232,000 | 3,837,000 | 3,932,000 | 3,921,000 |
| Securities available for sale | 243,654,000 | 265,202,000 | 264,773,000 | 270,502,000 |
| Securities held to maturity | 293,000 | 293,000 | 294,000 | 295,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 531,430,000 | 524,941,000 | 543,469,000 | 576,376,000 |
| Interest-bearing deposits | 499,024,000 | 494,133,000 | 513,281,000 | 540,343,000 |
| Noninterest-bearing deposits | 32,406,000 | 30,808,000 | 30,188,000 | 36,033,000 |
| Equity capital | 54,226,000 | 52,411,000 | 53,970,000 | 54,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,784,000 | 9,607,000 | 14,511,000 | 19,420,000 |
| Interest expense | 462,000 | 918,000 | 1,386,000 | 1,872,000 |
| Net interest income | 4,322,000 | 8,689,000 | 13,125,000 | 17,548,000 |
| Noninterest income | 371,000 | 731,000 | 1,041,000 | 1,466,000 |
| Noninterest expense | 3,982,000 | 7,986,000 | 11,945,000 | 15,749,000 |
| Provision for loan losses | 210,000 | 360,000 | 480,000 | 540,000 |
| Pretax income | 587,000 | 1,347,000 | 2,022,000 | 3,606,000 |
| Income tax | -57,000 | -56,000 | -85,000 | 203,000 |
| Net income | 644,000 | 1,403,000 | 2,107,000 | 3,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,341,000 | 52,680,000 | 53,363,000 | 54,322,000 |
| Total capital | 56,441,000 | 56,637,000 | 57,306,000 | 58,368,000 |
| Risk-weighted assets | 327,489,000 | 316,345,000 | 315,097,000 | 323,499,000 |