Call reports 2014
NEWFIELD NATIONAL BANK — 2014
What NEWFIELD NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 551,907,000 | 555,043,000 | 566,324,000 | 574,247,000 |
| Total loans | 306,239,000 | 300,360,000 | 295,365,000 | 295,963,000 |
| Allowance for loan losses | 4,276,000 | 4,316,000 | 4,417,000 | 4,008,000 |
| Securities available for sale | 200,988,000 | 220,815,000 | 232,920,000 | 237,241,000 |
| Securities held to maturity | 290,000 | 291,000 | 291,000 | 292,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 497,150,000 | 486,812,000 | 502,752,000 | 519,181,000 |
| Interest-bearing deposits | 469,137,000 | 457,039,000 | 474,314,000 | 493,190,000 |
| Noninterest-bearing deposits | 28,013,000 | 29,773,000 | 28,438,000 | 25,991,000 |
| Equity capital | 48,100,000 | 50,034,000 | 51,363,000 | 53,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,870,000 | 9,805,000 | 14,786,000 | 19,703,000 |
| Interest expense | 468,000 | 933,000 | 1,399,000 | 1,878,000 |
| Net interest income | 4,402,000 | 8,872,000 | 13,387,000 | 17,825,000 |
| Noninterest income | 381,000 | 756,000 | 1,144,000 | 1,586,000 |
| Noninterest expense | 3,858,000 | 7,810,000 | 11,819,000 | 15,699,000 |
| Provision for loan losses | 160,000 | 350,000 | 560,000 | 930,000 |
| Pretax income | 811,000 | 1,526,000 | 2,212,000 | 3,509,000 |
| Income tax | 63,000 | 86,000 | -8,000 | 125,000 |
| Net income | 748,000 | 1,440,000 | 2,220,000 | 3,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,770,000 | 50,713,000 | 51,117,000 | 51,958,000 |
| Total capital | 54,931,000 | 54,848,000 | 55,194,000 | 56,011,000 |
| Risk-weighted assets | 332,385,000 | 330,276,000 | 325,410,000 | 323,891,000 |