Call reports 2026
INCOMMONS BANK, NATIONAL ASSOCIATION — 2026
What INCOMMONS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 282,454,000 | 277,619,000 |
| Total loans | 202,516,000 | 196,426,000 |
| Allowance for loan losses | 2,289,000 | 2,271,000 |
| Securities available for sale | 44,662,000 | 42,155,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 248,494,000 | 245,778,000 |
| Interest-bearing deposits | 199,150,000 | 197,404,000 |
| Noninterest-bearing deposits | 49,344,000 | 48,374,000 |
| Equity capital | 24,306,000 | 25,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,332,000 | 8,622,000 |
| Interest expense | 1,326,000 | 2,625,000 |
| Net interest income | 3,006,000 | 5,997,000 |
| Noninterest income | 462,000 | 921,000 |
| Noninterest expense | 2,012,000 | 4,172,000 |
| Provision for loan losses | 95,000 | 101,000 |
| Pretax income | 1,436,000 | 2,720,000 |
| Income tax | 267,000 | 502,000 |
| Net income | 1,169,000 | 2,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 27,391,000 | 28,439,000 |
| Total capital | 29,720,000 | 30,750,000 |
| Risk-weighted assets | 196,897,000 | 189,425,000 |