Call reports 2018
INCOMMONS BANK, NATIONAL ASSOCIATION — 2018
What INCOMMONS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 171,098,000 | 169,878,000 | 171,345,000 | 169,592,000 |
| Total loans | 117,277,000 | 118,608,000 | 118,785,000 | 119,086,000 |
| Allowance for loan losses | 1,183,000 | 1,195,000 | 1,193,000 | 1,193,000 |
| Securities available for sale | 34,187,000 | 33,737,000 | 33,648,000 | 33,299,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,226,000 | 143,345,000 | 141,536,000 | 141,528,000 |
| Interest-bearing deposits | 108,564,000 | 105,202,000 | 103,808,000 | 105,403,000 |
| Noninterest-bearing deposits | 35,662,000 | 38,143,000 | 37,728,000 | 36,125,000 |
| Equity capital | 15,107,000 | 15,109,000 | 15,261,000 | 15,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,901,000 | 3,825,000 | 5,815,000 | 7,854,000 |
| Interest expense | 245,000 | 505,000 | 824,000 | 1,154,000 |
| Net interest income | 1,656,000 | 3,320,000 | 4,991,000 | 6,700,000 |
| Noninterest income | 406,000 | 824,000 | 1,234,000 | 1,663,000 |
| Noninterest expense | 1,577,000 | 3,322,000 | 5,067,000 | 6,761,000 |
| Provision for loan losses | 26,000 | 51,000 | 79,000 | 145,000 |
| Pretax income | 459,000 | 771,000 | 1,079,000 | 1,457,000 |
| Income tax | 54,000 | 82,000 | 110,000 | 151,000 |
| Net income | 405,000 | 689,000 | 969,000 | 1,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,321,000 | 14,380,000 | 14,732,000 | 14,794,000 |
| Total capital | 15,504,000 | 15,575,000 | 15,925,000 | 15,987,000 |
| Risk-weighted assets | 110,347,000 | 113,459,000 | 113,755,000 | 113,472,000 |