Call reports 2017
INCOMMONS BANK, NATIONAL ASSOCIATION — 2017
What INCOMMONS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 154,722,000 | 155,724,000 | 164,034,000 | 165,174,000 |
| Total loans | 109,635,000 | 107,786,000 | 111,725,000 | 115,667,000 |
| Allowance for loan losses | 1,158,000 | 1,173,000 | 1,179,000 | 1,173,000 |
| Securities available for sale | 28,472,000 | 30,978,000 | 33,850,000 | 33,937,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,142,000 | 130,335,000 | 138,580,000 | 136,390,000 |
| Interest-bearing deposits | 93,874,000 | 94,888,000 | 105,212,000 | 104,039,000 |
| Noninterest-bearing deposits | 35,268,000 | 35,447,000 | 33,368,000 | 32,351,000 |
| Equity capital | 14,517,000 | 14,856,000 | 14,786,000 | 14,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,723,000 | 3,492,000 | 5,286,000 | 7,127,000 |
| Interest expense | 139,000 | 299,000 | 481,000 | 685,000 |
| Net interest income | 1,584,000 | 3,193,000 | 4,805,000 | 6,442,000 |
| Noninterest income | 377,000 | 761,000 | 1,171,000 | 1,637,000 |
| Noninterest expense | 1,513,000 | 3,021,000 | 4,609,000 | 6,245,000 |
| Provision for loan losses | 59,000 | 89,000 | 115,000 | 223,000 |
| Pretax income | 389,000 | 844,000 | 1,252,000 | 1,611,000 |
| Income tax | 90,000 | 200,000 | 285,000 | 489,000 |
| Net income | 299,000 | 644,000 | 967,000 | 1,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,314,000 | 13,478,000 | 13,559,000 | 14,142,000 |
| Total capital | 14,472,000 | 14,651,000 | 14,738,000 | 15,315,000 |
| Risk-weighted assets | 104,470,000 | 103,889,000 | 107,360,000 | 110,275,000 |