Call reports 2007
INCOMMONS BANK, NATIONAL ASSOCIATION — 2007
What INCOMMONS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 75,903,000 | 74,306,000 | 72,581,000 | 74,086,000 |
| Total loans | 40,044,000 | 39,953,000 | 40,027,000 | 41,442,000 |
| Allowance for loan losses | 501,000 | 510,000 | 395,000 | 426,000 |
| Securities available for sale | 23,653,000 | 25,237,000 | 23,462,000 | 21,319,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,931,000 | 66,284,000 | 64,077,000 | 65,327,000 |
| Interest-bearing deposits | 47,850,000 | 47,093,000 | 45,130,000 | 46,490,000 |
| Noninterest-bearing deposits | 20,081,000 | 19,191,000 | 18,947,000 | 18,837,000 |
| Equity capital | 7,659,000 | 7,708,000 | 8,071,000 | 8,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,111,000 | 2,275,000 | 3,434,000 | 4,593,000 |
| Interest expense | 328,000 | 673,000 | 1,019,000 | 1,349,000 |
| Net interest income | 783,000 | 1,602,000 | 2,415,000 | 3,244,000 |
| Noninterest income | 238,000 | 499,000 | 767,000 | 1,019,000 |
| Noninterest expense | 845,000 | 1,679,000 | 2,495,000 | 3,397,000 |
| Provision for loan losses | 10,000 | 19,000 | 42,000 | 70,000 |
| Pretax income | 166,000 | 403,000 | 645,000 | 796,000 |
| Income tax | 32,000 | 89,000 | 150,000 | 180,000 |
| Net income | 134,000 | 314,000 | 495,000 | 616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,801,000 | 7,985,000 | 8,076,000 | 8,204,000 |
| Total capital | 8,302,000 | 8,486,000 | 8,471,000 | 8,630,000 |
| Risk-weighted assets | 40,214,000 | 40,107,000 | 39,698,000 | 40,776,000 |
Machine access — free, no API key
Every figure shown here about INCOMMONS BANK, NATIONAL ASSOCIATION — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.