Call reports 2025
PEOPLESSOUTH BANK — 2025
What PEOPLESSOUTH BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,120,160,000 | 1,141,417,000 | 1,170,615,000 | 1,161,884,000 |
| Total loans | 763,865,000 | 796,044,000 | 803,126,000 | 814,743,000 |
| Allowance for loan losses | 10,032,000 | 10,221,000 | 10,197,000 | 10,876,000 |
| Securities available for sale | 268,796,000 | 263,410,000 | 268,494,000 | 269,410,000 |
| Securities held to maturity | 603,000 | 556,000 | 555,000 | 508,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,052,252,000 | 1,072,876,000 | 1,090,281,000 | 1,083,297,000 |
| Interest-bearing deposits | 822,761,000 | 846,420,000 | 864,979,000 | 858,533,000 |
| Noninterest-bearing deposits | 229,491,000 | 226,456,000 | 225,302,000 | 224,764,000 |
| Equity capital | 59,816,000 | 61,805,000 | 71,895,000 | 71,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 15,397,000 | 31,703,000 | 48,333,000 | 65,267,000 |
| Interest expense | 5,266,000 | 10,352,000 | 16,020,000 | 21,207,000 |
| Net interest income | 10,131,000 | 21,351,000 | 32,313,000 | 44,060,000 |
| Noninterest income | 1,434,000 | 3,411,000 | 3,247,000 | 3,947,000 |
| Noninterest expense | 6,190,000 | 13,502,000 | 19,111,000 | 25,103,000 |
| Provision for loan losses | 0 | 194,000 | 592,000 | 1,277,000 |
| Pretax income | 5,414,000 | 10,975,000 | 15,684,000 | 21,443,000 |
| Income tax | 1,278,000 | 2,607,000 | 3,809,000 | 5,255,000 |
| Net income | 4,136,000 | 8,368,000 | 11,875,000 | 16,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,003,000 | 119,987,000 | 123,781,000 | 121,602,000 |