Call reports 2023
PEOPLESSOUTH BANK — 2023
What PEOPLESSOUTH BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,062,006,000 | 1,091,110,000 | 1,085,918,000 | 1,118,142,000 |
| Total loans | 676,047,000 | 705,053,000 | 733,909,000 | 728,217,000 |
| Allowance for loan losses | 11,516,000 | 11,526,000 | 11,537,000 | 11,080,000 |
| Securities available for sale | 289,754,000 | 282,736,000 | 269,184,000 | 274,905,000 |
| Securities held to maturity | 885,000 | 842,000 | 841,000 | 796,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,014,204,000 | 1,042,620,000 | 1,049,329,000 | 1,067,876,000 |
| Interest-bearing deposits | 758,201,000 | 798,313,000 | 804,246,000 | 845,077,000 |
| Noninterest-bearing deposits | 256,003,000 | 244,307,000 | 245,083,000 | 222,799,000 |
| Equity capital | 43,022,000 | 43,755,000 | 31,600,000 | 44,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 12,106,000 | 24,954,000 | 39,392,000 | 54,064,000 |
| Interest expense | 2,177,000 | 5,715,000 | 10,408,000 | 16,189,000 |
| Net interest income | 9,929,000 | 19,239,000 | 28,984,000 | 37,875,000 |
| Noninterest income | 932,000 | 1,848,000 | 2,808,000 | 3,993,000 |
| Noninterest expense | 5,519,000 | 11,243,000 | 17,390,000 | 23,240,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,342,000 | 9,844,000 | 14,402,000 | 18,628,000 |
| Income tax | 1,263,000 | 2,428,000 | 3,440,000 | 4,505,000 |
| Net income | 4,079,000 | 7,416,000 | 10,962,000 | 14,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,190,000 | 106,932,000 | 102,601,000 | 105,762,000 |
| Total capital | — | 115,830,000 | 111,424,000 | 114,703,000 |
| Risk-weighted assets | — | 709,247,000 | 703,135,000 | 712,599,000 |