Call reports 2022
PEOPLESSOUTH BANK — 2022
What PEOPLESSOUTH BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,035,674,000 | 1,046,629,000 | 1,079,431,000 | 1,059,217,000 |
| Total loans | 628,912,000 | 661,286,000 | 677,169,000 | 664,232,000 |
| Allowance for loan losses | 9,138,000 | 9,086,000 | 11,499,000 | 11,508,000 |
| Securities available for sale | 329,732,000 | 303,738,000 | 290,931,000 | 280,732,000 |
| Securities held to maturity | 653,000 | 613,000 | 613,000 | 886,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 976,176,000 | 992,004,000 | 1,040,540,000 | 1,020,498,000 |
| Interest-bearing deposits | 698,306,000 | 706,326,000 | 773,628,000 | 760,700,000 |
| Noninterest-bearing deposits | 277,870,000 | 285,678,000 | 266,912,000 | 259,797,000 |
| Equity capital | 56,165,000 | 37,075,000 | 36,177,000 | 35,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 9,164,000 | 19,162,000 | 29,943,000 | 41,543,000 |
| Interest expense | 514,000 | 1,067,000 | 2,036,000 | 3,751,000 |
| Net interest income | 8,650,000 | 18,095,000 | 27,907,000 | 37,792,000 |
| Noninterest income | 902,000 | 1,896,000 | 2,995,000 | 3,854,000 |
| Noninterest expense | 5,260,000 | 10,593,000 | 15,960,000 | 21,573,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,292,000 | 9,398,000 | 14,942,000 | 20,073,000 |
| Income tax | 984,000 | 2,237,000 | 3,553,000 | 4,890,000 |
| Net income | 3,308,000 | 7,161,000 | 11,389,000 | 15,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,170,000 | 91,022,000 | 95,247,000 | 100,908,000 |
| Total capital | 94,938,000 | 99,194,000 | 103,612,000 | 109,235,000 |
| Risk-weighted assets | 620,034,000 | 652,883,000 | 666,113,000 | 663,038,000 |