Call reports 2021
PEOPLESSOUTH BANK — 2021
What PEOPLESSOUTH BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 964,746,000 | 991,088,000 | 1,011,687,000 | 1,032,002,000 |
| Total loans | 615,183,000 | 626,965,000 | 616,656,000 | 615,259,000 |
| Allowance for loan losses | 8,108,000 | 8,085,000 | 8,095,000 | 9,130,000 |
| Securities available for sale | 288,330,000 | 301,481,000 | 315,809,000 | 348,613,000 |
| Securities held to maturity | 731,000 | 692,000 | 692,000 | 653,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 881,279,000 | 902,628,000 | 923,508,000 | 946,668,000 |
| Interest-bearing deposits | 631,790,000 | 646,938,000 | 670,356,000 | 695,534,000 |
| Noninterest-bearing deposits | 249,488,000 | 255,690,000 | 253,152,000 | 251,134,000 |
| Equity capital | 80,381,000 | 85,540,000 | 85,686,000 | 82,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,822,000 | 17,621,000 | 27,808,000 | 36,975,000 |
| Interest expense | 927,000 | 1,407,000 | 2,004,000 | 2,599,000 |
| Net interest income | 6,895,000 | 16,214,000 | 25,804,000 | 34,376,000 |
| Noninterest income | 1,027,000 | 1,862,000 | 2,572,000 | 3,421,000 |
| Noninterest expense | 5,146,000 | 10,680,000 | 15,871,000 | 21,001,000 |
| Provision for loan losses | -250,000 | -250,000 | -250,000 | 750,000 |
| Pretax income | 3,169,000 | 7,789,000 | 12,898,000 | 16,189,000 |
| Income tax | 780,000 | 2,020,000 | 3,224,000 | 3,881,000 |
| Net income | 2,389,000 | 5,769,000 | 9,674,000 | 12,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,317,000 | 88,922,000 | 87,326,000 | 89,961,000 |
| Total capital | — | 96,449,000 | 95,008,000 | 97,751,000 |
| Risk-weighted assets | — | 601,567,000 | 614,187,000 | 621,934,000 |