Call reports 2020
PEOPLESSOUTH BANK — 2020
What PEOPLESSOUTH BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 804,664,000 | 922,360,000 | 931,731,000 | 939,930,000 |
| Total loans | 547,192,000 | 613,384,000 | 622,141,000 | 599,241,000 |
| Allowance for loan losses | 7,699,000 | 7,733,000 | 7,998,000 | 8,386,000 |
| Securities available for sale | 176,554,000 | 232,146,000 | 242,618,000 | 271,058,000 |
| Securities held to maturity | 805,000 | 768,000 | 768,000 | 731,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 724,504,000 | 812,350,000 | 820,925,000 | 827,788,000 |
| Interest-bearing deposits | 544,888,000 | 586,319,000 | 603,287,000 | 619,500,000 |
| Noninterest-bearing deposits | 179,616,000 | 226,031,000 | 217,638,000 | 208,288,000 |
| Equity capital | 76,479,000 | 79,978,000 | 82,732,000 | 84,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 8,778,000 | 17,731,000 | 27,299,000 | 36,805,000 |
| Interest expense | 1,093,000 | 2,072,000 | 2,995,000 | 3,860,000 |
| Net interest income | 7,685,000 | 15,659,000 | 24,304,000 | 32,945,000 |
| Noninterest income | 745,000 | 1,310,000 | 1,977,000 | 2,649,000 |
| Noninterest expense | 5,031,000 | 10,335,000 | 15,540,000 | 20,594,000 |
| Provision for loan losses | 250,000 | 250,000 | 250,000 | 650,000 |
| Pretax income | 3,816,000 | 7,077,000 | 11,179,000 | 15,043,000 |
| Income tax | 945,000 | 1,718,000 | 2,738,000 | 3,674,000 |
| Net income | 2,871,000 | 5,359,000 | 8,441,000 | 11,369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,171,000 | 76,725,000 | 79,870,000 | 82,863,000 |
| Total capital | — | 84,047,000 | 87,115,000 | 90,408,000 |
| Risk-weighted assets | — | 585,368,000 | 578,868,000 | 602,628,000 |