Call reports 2019
PEOPLESSOUTH BANK — 2019
What PEOPLESSOUTH BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 835,812,000 | 823,876,000 | 816,059,000 | 808,966,000 |
| Total loans | 505,445,000 | 529,288,000 | 532,366,000 | 538,164,000 |
| Allowance for loan losses | 7,449,000 | 7,387,000 | 7,546,000 | 7,564,000 |
| Securities available for sale | 246,258,000 | 215,613,000 | 194,488,000 | 203,682,000 |
| Securities held to maturity | 877,000 | 841,000 | 841,000 | 805,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 761,932,000 | 744,626,000 | 735,625,000 | 728,601,000 |
| Interest-bearing deposits | 591,427,000 | 573,082,000 | 565,669,000 | 554,079,000 |
| Noninterest-bearing deposits | 170,505,000 | 171,544,000 | 169,956,000 | 174,522,000 |
| Equity capital | 70,360,000 | 76,294,000 | 77,463,000 | 78,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,216,000 | 18,713,000 | 28,113,000 | 37,272,000 |
| Interest expense | 1,338,000 | 2,694,000 | 4,015,000 | 5,240,000 |
| Net interest income | 7,878,000 | 16,019,000 | 24,098,000 | 32,032,000 |
| Noninterest income | 831,000 | 1,573,000 | 2,278,000 | 2,976,000 |
| Noninterest expense | 5,087,000 | 9,857,000 | 14,888,000 | 19,709,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 3,623,000 | 8,339,000 | 12,311,000 | 16,034,000 |
| Income tax | 860,000 | 2,175,000 | 2,957,000 | 3,958,000 |
| Net income | 2,763,000 | 6,164,000 | 9,354,000 | 12,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,228,000 | 75,694,000 | 76,700,000 | 77,235,000 |
| Total capital | 78,882,000 | 82,537,000 | 83,549,000 | 84,270,000 |
| Risk-weighted assets | 531,558,000 | 546,870,000 | 547,226,000 | 562,379,000 |