Call reports 2018
PEOPLESSOUTH BANK — 2018
What PEOPLESSOUTH BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 741,623,000 | 751,531,000 | 753,875,000 | 821,560,000 |
| Total loans | 511,020,000 | 520,917,000 | 530,336,000 | 510,245,000 |
| Allowance for loan losses | 7,112,000 | 6,919,000 | 6,973,000 | 7,493,000 |
| Securities available for sale | 162,894,000 | 159,242,000 | 154,647,000 | 226,492,000 |
| Securities held to maturity | 945,000 | 911,000 | 911,000 | 877,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 655,640,000 | 680,457,000 | 681,965,000 | 753,766,000 |
| Interest-bearing deposits | 516,172,000 | 540,158,000 | 552,590,000 | 605,565,000 |
| Noninterest-bearing deposits | 139,469,000 | 140,299,000 | 129,375,000 | 148,201,000 |
| Equity capital | 66,578,000 | 68,141,000 | 69,046,000 | 65,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,842,000 | 16,035,000 | 24,466,000 | 33,528,000 |
| Interest expense | 935,000 | 2,060,000 | 3,358,000 | 4,750,000 |
| Net interest income | 6,907,000 | 13,975,000 | 21,108,000 | 28,778,000 |
| Noninterest income | 741,000 | 1,852,000 | 2,559,000 | 3,553,000 |
| Noninterest expense | 4,849,000 | 9,796,000 | 14,958,000 | 20,012,000 |
| Provision for loan losses | 200,000 | 300,000 | 400,000 | 1,000,000 |
| Pretax income | 2,599,000 | 5,730,000 | 8,308,000 | 11,318,000 |
| Income tax | 609,000 | 1,377,000 | 1,821,000 | 2,283,000 |
| Net income | 1,990,000 | 4,353,000 | 6,487,000 | 9,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,162,000 | 72,589,000 | 74,787,000 | 69,400,000 |
| Total capital | 76,769,000 | 79,297,000 | 81,525,000 | 76,031,000 |
| Risk-weighted assets | 528,084,000 | 536,409,000 | 538,826,000 | 529,595,000 |