Call reports 2017
PEOPLESSOUTH BANK — 2017
What PEOPLESSOUTH BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 723,242,000 | 724,136,000 | 723,896,000 | 721,983,000 |
| Total loans | 476,311,000 | 500,703,000 | 501,251,000 | 498,706,000 |
| Allowance for loan losses | 6,367,000 | 6,581,000 | 6,767,000 | 6,915,000 |
| Securities available for sale | 181,840,000 | 152,661,000 | 149,063,000 | 168,405,000 |
| Securities held to maturity | 1,010,000 | 978,000 | 978,000 | 945,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 643,110,000 | 644,371,000 | 641,736,000 | 644,207,000 |
| Interest-bearing deposits | 507,027,000 | 505,991,000 | 512,163,000 | 519,051,000 |
| Noninterest-bearing deposits | 136,083,000 | 138,380,000 | 129,573,000 | 125,156,000 |
| Equity capital | 65,211,000 | 68,222,000 | 69,972,000 | 69,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,031,000 | 14,483,000 | 22,072,000 | 29,844,000 |
| Interest expense | 673,000 | 1,383,000 | 2,127,000 | 2,853,000 |
| Net interest income | 6,358,000 | 13,100,000 | 19,945,000 | 26,991,000 |
| Noninterest income | 629,000 | 1,391,000 | 2,206,000 | 3,137,000 |
| Noninterest expense | 4,465,000 | 8,917,000 | 13,457,000 | 17,963,000 |
| Provision for loan losses | 0 | 300,000 | 500,000 | 1,000,000 |
| Pretax income | 2,520,000 | 5,348,000 | 8,268,000 | 11,239,000 |
| Income tax | 845,000 | 1,946,000 | 2,997,000 | 5,512,000 |
| Net income | 1,675,000 | 3,402,000 | 5,271,000 | 5,727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,983,000 | 68,221,000 | 70,148,000 | 71,119,000 |
| Total capital | 72,043,000 | 74,500,000 | 76,444,000 | 77,492,000 |
| Risk-weighted assets | 484,535,000 | 502,034,000 | 503,243,000 | 509,315,000 |