Call reports 2016
PEOPLESSOUTH BANK — 2016
What PEOPLESSOUTH BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 715,333,000 | 709,167,000 | 713,412,000 | 717,369,000 |
| Total loans | 408,434,000 | 427,903,000 | 452,110,000 | 452,055,000 |
| Allowance for loan losses | 5,541,000 | 5,659,000 | 5,990,000 | 6,314,000 |
| Securities available for sale | 241,630,000 | 220,748,000 | 199,502,000 | 186,934,000 |
| Securities held to maturity | 1,073,000 | 1,042,000 | 1,042,000 | 1,010,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 626,222,000 | 620,736,000 | 628,086,000 | 634,485,000 |
| Interest-bearing deposits | 506,473,000 | 503,044,000 | 509,786,000 | 513,838,000 |
| Noninterest-bearing deposits | 119,749,000 | 117,692,000 | 118,300,000 | 120,647,000 |
| Equity capital | 65,419,000 | 68,314,000 | 67,842,000 | 65,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,672,000 | 13,250,000 | 20,017,000 | 27,068,000 |
| Interest expense | 742,000 | 1,274,000 | 1,907,000 | 2,606,000 |
| Net interest income | 5,930,000 | 11,976,000 | 18,110,000 | 24,462,000 |
| Noninterest income | 844,000 | 1,397,000 | 2,131,000 | 2,856,000 |
| Noninterest expense | 4,479,000 | 8,816,000 | 13,192,000 | 17,439,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 2,392,000 | 4,600,000 | 7,003,000 | 9,515,000 |
| Income tax | 877,000 | 1,516,000 | 2,508,000 | 3,460,000 |
| Net income | 1,515,000 | 3,084,000 | 4,495,000 | 6,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,850,000 | 66,492,000 | 66,357,000 | 67,972,000 |
| Total capital | 71,244,000 | 72,040,000 | 72,159,000 | 73,791,000 |
| Risk-weighted assets | 431,351,000 | 443,708,000 | 463,961,000 | 465,034,000 |