Call reports 2015
PEOPLESSOUTH BANK — 2015
What PEOPLESSOUTH BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 491,892,000 | 494,439,000 | 502,370,000 | 716,045,000 |
| Total loans | 331,853,000 | 351,021,000 | 358,145,000 | 391,648,000 |
| Allowance for loan losses | 5,013,000 | 5,111,000 | 5,276,000 | 5,758,000 |
| Securities available for sale | 105,607,000 | 101,682,000 | 100,561,000 | 260,638,000 |
| Securities held to maturity | 1,133,000 | 1,103,000 | 1,103,000 | 1,073,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 405,917,000 | 399,498,000 | 396,234,000 | 629,702,000 |
| Interest-bearing deposits | 334,945,000 | 329,142,000 | 326,869,000 | 523,217,000 |
| Noninterest-bearing deposits | 70,972,000 | 70,356,000 | 69,365,000 | 106,485,000 |
| Equity capital | 54,015,000 | 54,510,000 | 55,153,000 | 63,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,156,000 | 10,619,000 | 16,093,000 | 22,617,000 |
| Interest expense | 536,000 | 1,064,000 | 1,598,000 | 2,342,000 |
| Net interest income | 4,620,000 | 9,555,000 | 14,495,000 | 20,275,000 |
| Noninterest income | 74,000 | 583,000 | 1,197,000 | 3,298,000 |
| Noninterest expense | 3,298,000 | 6,529,000 | 9,950,000 | 14,633,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 400,000 |
| Pretax income | 1,396,000 | 3,509,000 | 5,642,000 | 8,540,000 |
| Income tax | 526,000 | 1,266,000 | 2,092,000 | 2,710,000 |
| Net income | 870,000 | 2,243,000 | 3,550,000 | 5,830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,590,000 | 55,612,000 | 55,874,000 | 64,754,000 |
| Total capital | 58,936,000 | 60,131,000 | 60,449,000 | 70,014,000 |
| Risk-weighted assets | 347,077,000 | 360,945,000 | 365,292,000 | 420,303,000 |