Call reports 2014
PEOPLESSOUTH BANK — 2014
What PEOPLESSOUTH BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 471,642,000 | 474,254,000 | 481,013,000 | 492,872,000 |
| Total loans | 311,756,000 | 321,149,000 | 331,996,000 | 320,832,000 |
| Allowance for loan losses | 5,339,000 | 4,999,000 | 5,049,000 | 4,998,000 |
| Securities available for sale | 111,780,000 | 105,936,000 | 104,184,000 | 97,711,000 |
| Securities held to maturity | 1,190,000 | 1,162,000 | 1,162,000 | 1,133,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 404,314,000 | 393,010,000 | 388,904,000 | 407,674,000 |
| Interest-bearing deposits | 342,931,000 | 327,410,000 | 321,549,000 | 338,955,000 |
| Noninterest-bearing deposits | 61,383,000 | 65,600,000 | 67,355,000 | 68,719,000 |
| Equity capital | 47,378,000 | 50,132,000 | 51,579,000 | 53,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,133,000 | 10,315,000 | 15,614,000 | 20,992,000 |
| Interest expense | 554,000 | 1,106,000 | 1,680,000 | 2,247,000 |
| Net interest income | 4,579,000 | 9,209,000 | 13,934,000 | 18,745,000 |
| Noninterest income | 369,000 | 686,000 | 860,000 | 879,000 |
| Noninterest expense | 2,914,000 | 5,729,000 | 8,705,000 | 11,979,000 |
| Provision for loan losses | 0 | 100,000 | 400,000 | 625,000 |
| Pretax income | 2,183,000 | 4,428,000 | 6,051,000 | 7,456,000 |
| Income tax | 813,000 | 1,247,000 | 1,838,000 | 2,428,000 |
| Net income | 1,370,000 | 3,181,000 | 4,213,000 | 5,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,563,000 | 53,457,000 | 54,489,000 | 55,304,000 |
| Total capital | 55,715,000 | 57,720,000 | 58,877,000 | 59,521,000 |
| Risk-weighted assets | 330,997,000 | 340,272,000 | 350,371,000 | 336,587,000 |