Call reports 2013
PEOPLESSOUTH BANK — 2013
What PEOPLESSOUTH BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 504,376,000 | 479,033,000 | 470,696,000 | 475,745,000 |
| Total loans | 314,441,000 | 318,506,000 | 315,415,000 | 307,491,000 |
| Allowance for loan losses | 4,976,000 | 4,998,000 | 4,961,000 | 5,328,000 |
| Securities available for sale | 126,043,000 | 116,772,000 | 111,649,000 | 118,234,000 |
| Securities held to maturity | 0 | 0 | 1,200,000 | 1,190,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 436,722,000 | 422,007,000 | 405,555,000 | 413,169,000 |
| Interest-bearing deposits | 359,650,000 | 352,452,000 | 345,876,000 | 346,150,000 |
| Noninterest-bearing deposits | 77,072,000 | 69,555,000 | 59,679,000 | 67,020,000 |
| Equity capital | 52,678,000 | 50,763,000 | 46,175,000 | 46,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,871,000 | 9,886,000 | 14,969,000 | 20,136,000 |
| Interest expense | 819,000 | 1,508,000 | 2,167,000 | 2,803,000 |
| Net interest income | 4,052,000 | 8,378,000 | 12,802,000 | 17,333,000 |
| Noninterest income | -509,000 | -52,000 | 347,000 | 398,000 |
| Noninterest expense | 2,688,000 | 5,635,000 | 8,378,000 | 11,308,000 |
| Provision for loan losses | 0 | 0 | 0 | 350,000 |
| Pretax income | 1,286,000 | 3,122,000 | 5,227,000 | 6,529,000 |
| Income tax | 463,000 | 1,120,000 | 1,906,000 | 2,484,000 |
| Net income | 823,000 | 2,002,000 | 3,321,000 | 4,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,873,000 | 54,052,000 | 51,553,000 | 51,462,000 |
| Total capital | 57,083,000 | 58,279,000 | 55,774,000 | 55,629,000 |
| Risk-weighted assets | 336,083,000 | 337,415,000 | 336,912,000 | 332,204,000 |