Call reports 2012
PEOPLESSOUTH BANK — 2012
What PEOPLESSOUTH BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 515,270,000 | 506,527,000 | 499,379,000 | 509,267,000 |
| Total loans | 317,877,000 | 318,677,000 | 323,457,000 | 311,226,000 |
| Allowance for loan losses | 6,229,000 | 5,276,000 | 5,850,000 | 5,017,000 |
| Securities available for sale | 137,387,000 | 116,419,000 | 119,048,000 | 138,360,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 432,031,000 | 431,489,000 | 423,820,000 | 442,261,000 |
| Interest-bearing deposits | 367,283,000 | 367,631,000 | 359,993,000 | 374,373,000 |
| Noninterest-bearing deposits | 64,748,000 | 63,858,000 | 63,827,000 | 67,888,000 |
| Equity capital | 49,988,000 | 51,703,000 | 52,194,000 | 51,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,436,000 | 10,766,000 | 15,989,000 | 20,991,000 |
| Interest expense | 1,247,000 | 2,355,000 | 3,376,000 | 4,359,000 |
| Net interest income | 4,189,000 | 8,411,000 | 12,613,000 | 16,632,000 |
| Noninterest income | 135,000 | 462,000 | 1,063,000 | 191,000 |
| Noninterest expense | 2,870,000 | 6,180,000 | 9,220,000 | 12,216,000 |
| Provision for loan losses | 0 | 0 | 250,000 | 550,000 |
| Pretax income | 1,472,000 | 4,066,000 | 6,096,000 | 5,946,000 |
| Income tax | 502,000 | 1,103,000 | 2,009,000 | 1,688,000 |
| Net income | 970,000 | 2,963,000 | 4,087,000 | 4,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,762,000 | 50,755,000 | 51,880,000 | 52,050,000 |
| Total capital | 53,169,000 | 55,167,000 | 56,288,000 | 56,333,000 |
| Risk-weighted assets | 350,702,000 | 352,120,000 | 351,209,000 | 341,923,000 |