Call reports 2011
PEOPLESSOUTH BANK — 2011
What PEOPLESSOUTH BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 543,745,000 | 526,227,000 | 527,044,000 | 533,698,000 |
| Total loans | 334,858,000 | 340,267,000 | 342,383,000 | 321,897,000 |
| Allowance for loan losses | 6,993,000 | 6,834,000 | 6,771,000 | 6,264,000 |
| Securities available for sale | 127,499,000 | 113,135,000 | 119,916,000 | 144,066,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 449,231,000 | 434,669,000 | 434,324,000 | 446,350,000 |
| Interest-bearing deposits | 393,254,000 | 378,280,000 | 379,266,000 | 389,012,000 |
| Noninterest-bearing deposits | 55,978,000 | 56,389,000 | 55,058,000 | 57,338,000 |
| Equity capital | 45,566,000 | 47,733,000 | 49,283,000 | 48,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,777,000 | 11,555,000 | 17,282,000 | 22,861,000 |
| Interest expense | 1,863,000 | 3,531,000 | 5,102,000 | 6,590,000 |
| Net interest income | 3,914,000 | 8,024,000 | 12,180,000 | 16,271,000 |
| Noninterest income | 353,000 | 1,053,000 | 1,649,000 | 2,454,000 |
| Noninterest expense | 2,437,000 | 6,558,000 | 9,616,000 | 13,179,000 |
| Provision for loan losses | 1,120,000 | 1,185,000 | 2,205,000 | 2,320,000 |
| Pretax income | 1,222,000 | 2,010,000 | 2,842,000 | 4,062,000 |
| Income tax | 412,000 | 663,000 | 837,000 | 1,332,000 |
| Net income | 810,000 | 1,347,000 | 2,005,000 | 2,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,989,000 | 47,288,000 | 47,872,000 | 47,792,000 |
| Total capital | 50,717,000 | 51,947,000 | 52,542,000 | 52,262,000 |
| Risk-weighted assets | 375,976,000 | 370,584,000 | 373,247,000 | 355,018,000 |