Call reports 2010
PEOPLESSOUTH BANK — 2010
What PEOPLESSOUTH BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 527,112,000 | 540,771,000 | 551,226,000 | 557,936,000 |
| Total loans | 391,662,000 | 389,383,000 | 382,065,000 | 342,101,000 |
| Allowance for loan losses | 7,031,000 | 6,177,000 | 6,083,000 | 6,763,000 |
| Securities available for sale | 67,566,000 | 96,465,000 | 103,313,000 | 124,261,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 414,423,000 | 425,849,000 | 440,047,000 | 456,028,000 |
| Interest-bearing deposits | 357,739,000 | 372,314,000 | 390,000,000 | 402,019,000 |
| Noninterest-bearing deposits | 56,684,000 | 53,535,000 | 50,047,000 | 54,009,000 |
| Equity capital | 44,401,000 | 46,686,000 | 47,798,000 | 44,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,090,000 | 12,383,000 | 18,596,000 | 24,696,000 |
| Interest expense | 2,097,000 | 4,164,000 | 6,369,000 | 8,417,000 |
| Net interest income | 3,993,000 | 8,219,000 | 12,227,000 | 16,279,000 |
| Noninterest income | -28,000 | 1,170,000 | 1,719,000 | 2,252,000 |
| Noninterest expense | 2,301,000 | 4,668,000 | 7,123,000 | 9,720,000 |
| Provision for loan losses | 500,000 | 750,000 | 2,250,000 | 6,140,000 |
| Pretax income | 1,413,000 | 4,318,000 | 4,923,000 | 3,034,000 |
| Income tax | 484,000 | 1,565,000 | 1,736,000 | 917,000 |
| Net income | 929,000 | 2,753,000 | 3,187,000 | 2,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,992,000 | 45,815,000 | 46,249,000 | 45,179,000 |
| Total capital | 49,143,000 | 50,934,000 | 51,348,000 | 50,029,000 |
| Risk-weighted assets | 410,208,000 | 408,472,000 | 406,941,000 | 386,078,000 |