Call reports 2009
PEOPLESSOUTH BANK — 2009
What PEOPLESSOUTH BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 518,214,000 | 503,753,000 | 498,987,000 | 519,495,000 |
| Total loans | 398,051,000 | 405,710,000 | 408,997,000 | 388,885,000 |
| Allowance for loan losses | 4,327,000 | 4,786,000 | 6,835,000 | 7,253,000 |
| Securities available for sale | 66,745,000 | 55,846,000 | 55,397,000 | 73,490,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 400,122,000 | 386,470,000 | 382,331,000 | 404,131,000 |
| Interest-bearing deposits | 354,216,000 | 347,300,000 | 326,920,000 | 343,437,000 |
| Noninterest-bearing deposits | 45,906,000 | 39,170,000 | 55,411,000 | 60,694,000 |
| Equity capital | 43,362,000 | 42,644,000 | 42,577,000 | 42,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,953,000 | 13,972,000 | 20,541,000 | 27,044,000 |
| Interest expense | 2,876,000 | 5,598,000 | 8,102,000 | 10,415,000 |
| Net interest income | 4,077,000 | 8,374,000 | 12,439,000 | 16,629,000 |
| Noninterest income | 469,000 | 986,000 | 1,532,000 | 2,376,000 |
| Noninterest expense | 2,772,000 | 5,254,000 | 7,712,000 | 10,246,000 |
| Provision for loan losses | 150,000 | 650,000 | 3,897,000 | 6,322,000 |
| Pretax income | 1,714,000 | 3,746,000 | 2,666,000 | 2,741,000 |
| Income tax | 595,000 | 1,209,000 | 786,000 | 236,000 |
| Net income | 1,119,000 | 2,537,000 | 1,880,000 | 2,505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,917,000 | 43,001,000 | 42,344,000 | 42,995,000 |
| Total capital | 47,244,000 | 47,787,000 | 47,570,000 | 48,133,000 |
| Risk-weighted assets | 414,809,000 | 414,591,000 | 416,485,000 | 408,889,000 |