Call reports 2006
PEOPLESSOUTH BANK — 2006
What PEOPLESSOUTH BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 395,059,000 | 393,127,000 | 406,776,000 | 433,365,000 |
| Total loans | 287,894,000 | 302,703,000 | 311,924,000 | 304,701,000 |
| Allowance for loan losses | 4,319,000 | 4,518,000 | 4,674,000 | 5,316,000 |
| Securities available for sale | 67,374,000 | 65,270,000 | 66,651,000 | 76,122,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 355,397,000 | 353,844,000 | 365,818,000 | 392,144,000 |
| Interest-bearing deposits | 320,358,000 | 321,606,000 | 334,902,000 | 358,015,000 |
| Noninterest-bearing deposits | 35,039,000 | 32,238,000 | 30,916,000 | 34,129,000 |
| Equity capital | 34,879,000 | 34,406,000 | 36,792,000 | 38,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,975,000 | 14,168,000 | 21,789,000 | 29,849,000 |
| Interest expense | 2,871,000 | 5,981,000 | 9,524,000 | 13,427,000 |
| Net interest income | 4,104,000 | 8,187,000 | 12,265,000 | 16,422,000 |
| Noninterest income | 403,000 | 877,000 | 1,707,000 | 2,173,000 |
| Noninterest expense | 2,415,000 | 4,442,000 | 6,566,000 | 8,021,000 |
| Provision for loan losses | 100,000 | 300,000 | 600,000 | 1,250,000 |
| Pretax income | 1,992,000 | 4,322,000 | 6,806,000 | 9,330,000 |
| Income tax | 637,000 | 1,466,000 | 2,356,000 | 3,273,000 |
| Net income | 1,355,000 | 2,856,000 | 4,450,000 | 6,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,333,000 | 35,788,000 | 37,382,000 | 38,594,000 |
| Total capital | 39,170,000 | 39,738,000 | 41,442,000 | 42,649,000 |
| Risk-weighted assets | 306,446,000 | 315,438,000 | 324,162,000 | 323,128,000 |
Machine access — free, no API key
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