Call reports 2005
PEOPLESSOUTH BANK — 2005
What PEOPLESSOUTH BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 119,607,000 | 356,605,000 | 377,414,000 | 389,992,000 |
| Total loans | 97,123,000 | 285,664,000 | 302,531,000 | 280,846,000 |
| Allowance for loan losses | 1,351,000 | 4,110,000 | 4,396,000 | 4,187,000 |
| Securities available for sale | 15,569,000 | 49,958,000 | 49,456,000 | 65,063,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,769,000 | 325,394,000 | 330,178,000 | 351,954,000 |
| Interest-bearing deposits | 99,474,000 | 292,304,000 | 296,790,000 | 317,759,000 |
| Noninterest-bearing deposits | 10,295,000 | 33,090,000 | 33,388,000 | 34,195,000 |
| Equity capital | 9,142,000 | 29,193,000 | 30,474,000 | 33,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,835,000 | 10,791,000 | 17,112,000 | 23,571,000 |
| Interest expense | 598,000 | 3,592,000 | 5,874,000 | 8,392,000 |
| Net interest income | 1,237,000 | 7,199,000 | 11,238,000 | 15,179,000 |
| Noninterest income | 107,000 | 745,000 | 1,117,000 | 1,497,000 |
| Noninterest expense | 626,000 | 3,839,000 | 5,748,000 | 9,377,000 |
| Provision for loan losses | 90,000 | 408,000 | 662,000 | 487,000 |
| Pretax income | 632,000 | 3,704,000 | 5,952,000 | 6,819,000 |
| Income tax | 211,000 | 1,259,000 | 2,017,000 | 2,420,000 |
| Net income | 421,000 | 2,445,000 | 3,935,000 | 4,399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,159,000 | 28,894,000 | 30,385,000 | 34,148,000 |
| Total capital | 10,380,000 | 32,519,000 | 34,170,000 | 37,825,000 |
| Risk-weighted assets | 97,538,000 | 289,541,000 | 302,159,000 | 293,660,000 |
Machine access — free, no API key
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