Call reports 2002
PEOPLESSOUTH BANK — 2002
What PEOPLESSOUTH BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 96,362,000 | 106,854,000 | 112,797,000 | 113,902,000 |
| Total loans | 81,594,000 | 85,835,000 | 91,227,000 | 80,629,000 |
| Allowance for loan losses | 922,000 | 1,011,000 | 1,061,000 | 873,000 |
| Securities available for sale | 9,066,000 | 9,042,000 | 9,234,000 | 13,249,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,591,000 | 90,850,000 | 94,874,000 | 99,842,000 |
| Interest-bearing deposits | 68,407,000 | 79,953,000 | 85,299,000 | 88,456,000 |
| Noninterest-bearing deposits | 10,184,000 | 10,897,000 | 9,575,000 | 11,386,000 |
| Equity capital | 7,210,000 | 7,399,000 | 7,663,000 | 7,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,617,000 | 3,286,000 | 5,077,000 | 6,770,000 |
| Interest expense | 642,000 | 1,353,000 | 2,127,000 | 2,889,000 |
| Net interest income | 975,000 | 1,933,000 | 2,950,000 | 3,881,000 |
| Noninterest income | 104,000 | 196,000 | 295,000 | 397,000 |
| Noninterest expense | 500,000 | 987,000 | 1,481,000 | 1,976,000 |
| Provision for loan losses | 60,000 | 125,000 | 215,000 | 260,000 |
| Pretax income | 519,000 | 1,017,000 | 1,538,000 | 2,031,000 |
| Income tax | 167,000 | 325,000 | 503,000 | 669,000 |
| Net income | 352,000 | 692,000 | 1,035,000 | 1,362,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,054,000 | 7,294,000 | 7,437,000 | 7,764,000 |
| Total capital | 7,976,000 | 8,305,000 | 8,498,000 | 8,637,000 |
| Risk-weighted assets | 79,420,000 | 84,067,000 | 89,060,000 | 82,408,000 |
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